SR&CC (Strikes, Riots and Civil Commotions) is an insurance policy that protects the policyholder from losses due to strikes and other disruptions to civil order. With the passage of the Terrorism Risk Insurance Act (TRIA) on November 26, 2002, all exclusions for terrorism in the Open Cargo Policy were rendered void with respect to “insured losses” as defined in the ACT. Most insurance policies do not cover strikes, so SR&CC riders must be purchased separately.

Reference Definition by Irmi.com: SR&CC (Strikes, Riots and Civil Commotions) is an ocean marine coverage provision that excludes damage from strikes, riots, civil commotions, lockouts, vandalism, and sabotage, including terrorist acts and any other acts carried out for political or ideological purposes. Coverage can be added back with an SR&CC endorsement.

Related Definitions in the Project: The Bond and Insurance